5.24.10 HAFA In 2009, the Treasury Department introduced the HAFA program to provide a viable option for homeowners who are unable to keep their homes through the existing Home Affordable Modification Program (HAMP). The HAFA program takes effect on April 5, 2010—although some servicers may implement it sooner, if they meet certain requirement--and sunsets on December 31, 2012.

5.24.10 HAMP:If you can no longer afford to make your monthly loan payments, you may qualify for a loan modification to make your monthly mortgage payment more affordable. Millions of borrowers who are current, but having difficulty making their payments and borrowers who have already missed one or more payments may be eligible.

Your first option may be to try to renegotiate your loan with your lender. This should always be your first option and you should not be afraid to pick up the phone and talk to your lender.

Many mortgage servicers can adjust the terms of your loan -- often by lengthening the period of the loan from say 30 years to 40 years, lowering the interest rate or rolling the deficiency into your loan and reamortizing the new balance, all in an effort to bring your loan current. No lender wants a mortgage in default.

How can you avoid foreclosure? Well with our help we can negotiate with your lender or lenders to allow enough time to sell your home prior to it being foreclosed. Our team will market your home at a price agreeable to your lender as a Short Sale. Through our proven marketing system we will endeavor to sell it in the shortest time possible to avoid the risk of foreclosure.
We do all this at no cost to you. You should avoid anyone who tries to charge you for such service. Clcik on any of our links for more information on the process and then call us to discuss your individual situation 888-640-2346 x 411 with one of our Short Sale help team.

Our web site is packed with useful information and provides the tools you need to back up the assistance provided by our professional associates.

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Short Sale Help in Hemet & Yucaipa Pre-Foreclosure Assistance Real Estate - Hemet Short Sale Advice Yucaipa Short Sale Help - San Jacinto - Banning - Beaumont By Reviron Realty - Short Sale Help - Inland Empire & Los Angeles

We work with all Banks to facilitate Short Sales including Bank of America, Countrywide, OneWest Bank, Ocwen, American Home Loans
HSBC, Wachovia, Wells Fargo, Indymac, Saxon Mortgage, Chase, Capital One and Citi Financial